How Do You Use a Bug Zapper?

To get this out there, there’s very little chance that you don’t know what a bug zapper is. There’s also at least a chance that you’ve never actually used one in real life and have just seen them used in a cartoon, movie, or TV show. Bug zappers have all but become a part of pop culture, usually indicating that a character lives in a very rural setting and more often than not comes from the poorer side of the tracks. So let’s get rid of that mental image right off the bat, because bug zappers are actually very useful tools that can make your home and yard a bit more comfortable as bugs that bite are out looking for a nibble in the heat of summer.

How Bug Zappers Work

While the “zap” in the name gives away a large part of how bug zappers work, the system is a bit more complex than just tossing out some voltage and killing wayward bugs. Inside the average bug zapper is an ultraviolet light source, which depending on the model of the zapper could be a light bulb, a fluorescent light tube or even UV LEDs. It’s this light source that attracts insects to the device, causing them to fly in between a grid of wires in hopes of reaching the light within. This is where the zap comes in; the grid contains electrified wires that provide a small shock to any insects that fly inside, killing them and causing them to drop onto a removable tray for easy cleanup.

It’s important to keep in mind that this is just a general description of how they work, of course; different models may have additional features such as scent or pheromone cartridges designed to attract specific types of insects. There also may be some differences in design between bug zappers intended for indoor use and those designed to use outside. Some small units may even be battery powered or built into the form factor of a flyswatter to make killing specific insect pests easier.

Placing Bug Zappers

For stationary bug zappers, there are two main types: Indoor units and outdoor units. Indoor bug zappers are typically only needed in residential homes if you have problems with bugs in certain areas (such as flies in the kitchen or flying bugs coming in through sliding doors in the summer.) If that’s the case, a bug zapper can be placed around the area where you have the largest problem or near the most obvious entry point.

Outdoor bug zappers are much more commonly used by homeowners, especially during the summer when everyone wants to spend time outdoors. The best locations to place bug zappers outdoors are typically around the edges of the area where you plan to spend time, such as the outskirts of a pool or play area, so that insects will be drawn to the zappers instead of the people within that perimeter. It can also be beneficial to place a bug zapper near outdoor tables where you’ll be serving food, just so long as it’s far enough away that wayward zapped bugs won’t fall out and land on the table. Garden hangers and shepherd’s hooks can be used to hold up the bug zapper units wherever you place them.

Bug Zapper Safety

Because bug zappers use electricity, keep in mind that you’re likely going to need extension cords to provide them with the juice they need. This means that you’ll need cords that are rated for outdoor use, as well as a grounded outdoor outlet to plug them into. It’s also important that the zappers are mounted in such a way that pets or children aren’t going to grab them; even though bug zappers don’t provide enough of a zap to be dangerous to people or pets, it could still hurt or startle them and cause them to knock the bug zapper over (which could then hit someone or become a tripping hazard.)

Using a bug zapper can be beneficial around the house, though it’s important to remember that not all bugs will be attracted to one. For other insect pests, calling in an exterminator or other pest removal pro can be a good idea. Sign up for a free HomeKeepr account today to find pest pros in your area that can help keep your home insect free and take care of whatever the bug zapper doesn’t.

In Todays Market, Listing Prices Are Like an Auctions Reserve Price

For generations, the process of buying and selling a home never really changed. A homeowner would try to estimate the market value of their house, then tack on a little extra to give themselves some negotiating room. That figure would become the listing price. Buyers would then try to determine how much less than the full price they could offer and still get the home. As a result, the listing price was generally the ceiling of the negotiation. The actual sales price would almost always be somewhat lower than what was listed. It was unthinkable to pay more than what the seller was asking.

Today is different.

The record-low supply of homes for sale coupled with very strong buyer demand is leading to a rise in bidding wars on many homes. Because of this, homes today often sell for more than the list price. In some cases, they sell for a lot more.

According to Lawrence Yun, Chief Economist at the National Association of Realtors (NAR):

For every listing there are 5.1 offers. Half of the homes are being sold above list price.

You may need to change the way you look at the asking price of a home.

In this market, you likely cant shop for a home with the former approach of negotiating to a lower price.

Due to the low supply of houses for sale, many homes are now being offered in an auction-like atmosphere in which the highest bidder wins the home. In an actual auction, the seller of an item agrees to take the highest bid, and many sellers set a reserve price on the item they're selling. A reserve price is the minimum amount a seller will accept as the winning bid.

When navigating a competitive housing market, think of the list price of the house as the reserve price at an auction. Its the minimum the seller will accept in many cases. Today, the asking price is often becoming the floor of the negotiation rather than the ceiling. Therefore, if you really love a home, know that it may ultimately sell for more than the sellers are asking. So, as you're navigating the homebuying process, make sure you know your budget, know what you can afford, and work with a trusted advisor who can help you make all the right moves as you buy a home.

Bottom Line

Someone whos more familiar with the housing market of the past than that of today may think its foolish to offer more for a home than the listing price. However, frequent and competitive bidding wars are creating an auction-like atmosphere in many real estate transactions right now. Lets connect today so you have a trusted real estate professional on your side to provide the best advice on how to make a competitive offer on a home.

 

 

HVAC Hacks for High Ceilings

Many people like homes with high ceilings because of the spaciousness they convey and the vertical space they provide for hangings, artwork, and a variety of other items. There are a few drawbacks to high ceilings, though, and one significant one is how difficult they can make heating and cooling your home. If you aren’t careful, those high ceilings that look so nice can result in a significant increase in your heating and cooling costs when compared to similar homes with lower ceilings. This doesn’t mean that you’re doomed to spend a lot on heating and cooling, however; there are a few things that you can do to make your HVAC system more efficient in your home even if you do have high ceilings.

Improve Air Circulation

One big thing that you can do is to get the air in your home moving by using ceiling fans or other types of fans. Even though the fans won’t heat or cool the air on their own, they do move the hot or cold air around to provide a more comfortable environment overall. This can be especially important during the hottest parts of summer and the coldest parts of winter, as in both instances fans keep hot air from collecting up high and cool air from staying too low for you to really enjoy.

A whole-house fan can help in this regard as well, especially in the heat of summer. This type of fan will remove the hottest air from your home, which keeps your attic from heating up the rest of the house or trapping warm air. Once the days start cooling down, the fan can then be shut off and insulated to keep warm air from escaping.

Make Use of the System Fan

Most people keep their HVAC system on automatic, which uses the system fan to circulate air while the air conditioning or heater is on and then shuts it off afterward. Just like with ceilings fans, though, the system fan can help to circulate air even when the unit isn’t actively heating or cooling the air. This circulation helps to eliminate stagnant, still air that can seem uncomfortable regardless of the temperature you’re shooting for.

Turning on the system fan can be useful throughout the year, but it’s especially useful during the summer when it’s coolest near the floors. HVAC registers at the floor level will move that cool air higher into your home. The added air circulation also provides some benefit in winter too, helping to get heat out from around the high ceilings and down into the rest of the house. During the milder spring and fall, you can enjoy the added air circulation if you wish or simply switch the fan back to auto.

Consider Your HVAC System

If your HVAC system can’t keep up even with additional air circulation, it may be that your unit is too exposed outdoors or simply isn’t powerful enough to fully heat and cool your home. If possible, your HVAC unit should be in the shade for at least part of the day to keep its components as cool as possible even during the heat of summer. Installing a shade or awning over the unit can be one way to accomplish this, just so long as you don’t use large supports or side pieces that could restrict airflow. If the unit is too small, though, there’s not much that you can do other than installing supplementary air conditioning or heating solutions or upgrading the whole system.

If you’re not sure whether you need an HVAC upgrade, HomeKeepr can help with this. You can connect with HVAC pros in your area who will help you determine whether your unit is the right size for your home and who can provide the maintenance necessary to keep it running smoothly all year long. Best of all, you can sign up with HomeKeepr for free.

Home Price Appreciation Is as Simple as Supply and Demand

Home price appreciation continues to accelerate. Today, prices are driven by the simple concept of supply and demand. Pricing of any item is determined by how many items are available compared to how many people want to buy that item. As a result, the strong year-over-year home price appreciation is simple to explain. The demand for housing is up while the supply of homes for sale hovers at historic lows.

Lets use three maps to show how this theory continues to affect the residential real estate market.

Map #1 State-by-state price appreciation reported by the Federal Housing Finance Agency (FHFA) for the first quarter of 2021 compared to the first quarter of 2020:As the map shows, certain states (colored in red) have appreciated well above the national average of 12.6%.

Map #2 The change in state-by-state inventory levels year-over-year reported by realtor.com:Comparing the two maps shows a correlation between change in listing inventory and price appreciation in many states. The best examples are Idaho, Utah, and Arizona. Though the correlation is not as easy to see in every state, the overall picture is one of causation.

The reason prices continue to accelerate is that housing inventory is still at all-time lows while demand remains high. However, this may be changing.

Is there relief around the corner?

The report by realtor.com also shows the monthly change in inventory for each state.

Map #3 State-by-state changes in inventory levels month-over-month reported by realtor.com:As the map indicates, 39 of the 50 states (plus the District of Columbia) saw increases in inventory over the last month. This may be evidence that homeowners who have been afraid to let buyers in their homes during the pandemic are now putting their houses on the market.

Well know for certain as we move through the rest of the year.

Bottom Line

Some are concerned by the rapid price appreciation we've experienced over the last year. The maps above show that the increases were warranted based on great demand and limited supply. Going forward, if the number of homes for sale better aligns with demand, price appreciation will moderate to more historical levels.

 

 Why This Is Not Like 2008 Again

During the Great Recession, just over a decade ago, the financial systems the world depended on started to collapse. It created a panic that drove some large companies out of business (ex. Lehman Brothers) and many more into bankruptcy.

The financial crisis that accompanied the current pandemic caused hardship to certain industries and hurt many small businesses. However, it hasn't rattled the world economy. It seems that a year later, things are slowly getting back to normal for many companies.

Why is there a drastic difference between 2008 and now?

In a post from RealtyTrac, they explain:

We changed the rules. We told banks they needed more reserves and that they could no longer underwrite toxic mortgages. It turns out that regulation properly done can help us navigate financial minefields.

Here are the results of that regulation, captured in a graph depicting the number of failed banks since 2007.

What was different this time?

The post mentioned above explains:

In 2008 the government saw the foreclosure meltdown as a top-down problem and set aside 700 billion for banks under the Troubled Asset Relief Program (TARP). Not all of the 700 billion was used, but the important point is that the government did not act with equal fervor to help flailing homeowners, millions of whom lost their homes to foreclosures and short sales.

This time around the government forcefully moved to help ordinary citizens. Working from the bottom-up, an estimated 5.3 trillion went to the public in 2020 through such mechanisms as the Paycheck Protection Program (PPP), expanded unemployment benefits, tax incentives, and help for local governments. So far this year we have the 1.9 billion American Rescue Plan with millions of 1,400 checks as well as proposals to spend trillions more on infrastructure Bank deposits increased by nearly 2 trillion during the past year and credit card debt fell.

Bottom Line

Many have suffered over the past year. However, the economic toll of the current recession was nowhere near the scope of the Great Recession, and it wont result in a housing crisis.

 

 

How Much Paint Do I Need?

Paint, paint, glorious paint! It’s one of the least expensive materials you can buy for your house that delivers one of the biggest visual punches. It also fixes a myriad of problems. Got a tired exterior? Paint. The interior of your home feels like it’s closing in on you? Paint. Bought a couch that you love, but clashes with everything else? PAINT.

In all seriousness, paint is a great way to brighten, enliven, and give your home a serious face lift – inside and out. But once you’ve picked a color, what comes next? How do you choose the right paint and actually buy the right amount for your project?

Choosing Your Perfect Paint

Choosing paint can be overwhelming. There are always a variety of grades and characteristics to choose among, leaving a lot of people very confused and frustrated. Here are a few things to watch out for when picking your paint:

• Composition. There are other options for paint, but for most homeowners, the biggest choice is between latex and oil. Latex paint offers easy clean-up, but can be slightly soft when fully cured, making it a poor choice for high traffic areas. On the other hand, oil is far more difficult to clean up, but will pretty much go over anything and harden much better to handle years and years of abuse.
• Sheen. Your walls are your own, and only you can decide just how shiny they should be. When you’re choosing your paint sheen, it might feel like a no-brainer to go with the shiniest paint out there, but take a moment and consider that glossy paint shows a lot of sins, and few houses are really perfect. So if your walls or other surfaces are less than perfect, the flaws could stand out badly. On the other hand, something like eggshell hides a lot of sins, but can be extremely difficult to clean, should it get dirty.
• Durability. Paint is paint is paint, right? Sadly, not even remotely. There are paints that start around $20 a gallon and there are paints that could be four times as much. Both are priced the way they are because of different characteristics they possess, but durability is a huge factor in the pricing. Cheap paint is just that: cheap. It’s generally not meant to last very long, which will leave you having to redo it again soon. On the other hand, top of the line paint is likely impregnated with UV-resistant materials, weather resistant chemicals, and other fancy stuff to keep your paint looking good for longer.
• Coats to Coverage. Most paints will tell you how many coats it’ll take to cover your wall (generally assuming you’ve properly primed first). This is really important information when it comes to figuring out how much paint you need. One coat coverage from a $50 gallon of paint is often still cheaper than three coat coverage from a $20 gallon.

Doing the Paint Math

As far as how to calculate your paint needs, it’s important to keep in mind that you’re definitely going to have some loss to waste, so your calculations are really more like estimates. Painting isn’t a precise science; it’s more of an art, and how much paint ends up being used is influenced by your tools and techniques, as well as the paint and walls themselves.

To calculate your paint needs, simply multiply your surface height by its length, in feet. So, if you’re painting a 10 foot by 20 foot wall, you’d need coverage for 200 square feet. Check the paint you’re interested in to see how many feet the bucket should cover and in how many coats. A lot of paint gallons cover approximately 250 square feet, which would be great for your first coat on this wall.

If you need two or more coats, you’ll need two or more times that much paint. It’s better to round up than down, since you’re almost certainly going to find spots you want to touch-up later. Plus, if your paint is custom tinted, you’re going to get a much better match if it’s all done together. Even in the age of computerized paint mixing, you can still end up with a day when the machine is feeling a bit off.

Not Ready for Painting and Math?

Absolutely not a problem. This is why so many people trust their HomeKeepr communities to provide recommendations for the very best painters in their area. Just log in to search for the services you need, and you’re done. All you need to do from there is pick your colors!

 6 Reasons to Celebrate National Homeownership Month

Our homes are so much more than the houses we live in. For many, they've also become our workplaces, schools for our children, and safe harbors in which we've weathered the toughest moments of a global pandemic. Today, 65.6% of Americans call their homes their own, a rate that has risen to its highest point in 8 years.

As National Homeownership Month kicks off this June, homeowners have every reason to celebrate. A survey by Gallup just ranked real estate as the best investment you can make for the eighth year in a row. However, unlike other investment options, the benefits of owning a home aren't purely financial. Here are the top ways Americans are winning by owning a home.

Non-Financial Benefits:

1. Civic Participation: Owning a home is owning a part of your neighborhood. Homeowners have a stronger connection to their neighborhoods and are more committed to volunteer work and other ways to get involved.

2. Pride of Ownership: Owning a home is having a space that is uniquely yours. You can customize it to your personal liking and make it reflect your personality and values.

3. A Safe Space: Owning a home gives you a sense of security and privacy two things that have become even more valuable as we've tackled the challenges of the recent health crisis.

Financial Benefits:

1. Forced Savings: Owning a home builds equity. Your equity grows with each payment you make toward your mortgage. This form of forced savings can be used down the road to help you accomplish your biggest financial goals.

2. Appreciation: Owning a home is making an investment that steadily gains value, and experts project home values will continue to rise in the years to come.

3. Stability: Owning a home means having better control over your future housing payments. Over the years, a mortgage stays relatively steady, but rent costs continue to rise.

Bottom Line

If you own your home, take time this June to celebrate the ways homeownership has added value to your life. If you hope to become a homeowner this year, lets connect today to take the first steps toward achieving your goal.