How to Keep Your Ductwork Clean

Your home’s HVAC system works hard throughout the year. Unfortunately, this can cause it to experience problems over time, often at a time when you’d really rather it not fail on you. This is why yearly maintenance and inspections are recommended, since a little bit of attention now can save you a whole lot of problems (and money) later on.

There’s more that you can do to help your HVAC system stay in good working order than just having it inspected and maintained, though. One of the big things that you can do to help is keeping your ductwork clean. This helps to prevent blocked airflow, keeps dust and other particles from being recirculated into the air, and overall reduces the strain on your HVAC unit as it tries to push air through the entire ductwork system. If you’ve never cleaned your ductwork before, here’s what you need to know to start.

Cleaning Your Ductwork

There are a few things that you can do to clean up your ductwork. One that’s often overlooked is actually vacuuming it out to remove built up dust, dirt, and other particles. You obviously can’t do this to the entire length of your ductwork, but removing vent covers and vacuuming around the vent area still makes a huge difference. Dust and debris tend to pile up here because some of it is trapped by the vent cover itself, and it mixes with debris and other items that might get dropped down the vent by mistake. When the air kicks on, some of this loose debris is circulated back into the house, bringing with it mildew and mold spores and a variety of other things that will either be breathed in or clog up your air filter. Vacuum it out now to help keep this from happening.

Speaking of air filters, they are one of your best tools when it comes to cleaning up your ductwork. Changing them monthly keeps them in good working condition, preventing a lot of the dust, dander, and other unwanted particles from making it into your ductwork in the first place. Set a schedule to change your filter, writing it on your calendar or setting up some other reminder so that you don’t forget. Once this schedule is in place, you’ll be amazed at how much of an effect this consistency can have on the state of your ducts.

Keeping It Clean

Cleaning your ductwork isn’t just a one-and-done event. You’ll still need to vacuum your vents periodically and stick with your air filter schedule to keep it clean. There’s more that you can do to help keep the ductwork clean and reduce the strain on your HVAC system, though. Things like installing a dehumidifier to reduce overall indoor humidity and dusting your home on a more regular basis can make a big difference, especially in the weeks following your initial cleaning to get any loose particles that you couldn’t reach with the vacuum.

Another thing that you can do to help keep your ductwork clean is to make sure that all your vents are open at least a little to facilitate air flow throughout the entire duct system. A lot of homeowners close vents in rooms that don’t see much use, but this actually increases pressure on the HVAC system and creates dead ends where dust and other particles can build up. By opening these vents at least partially, you can ensure good airflow throughout the house, and avoid situations where closed vents lead to buildup.

Ductwork Cleaning and Inspection

It’s already been mentioned how important HVAC inspections are, but you can actually get your ductwork professionally cleaned and inspected as well. This cleaning helps to ensure that the entire duct system is cleaned out, and the inspection ensures that there isn’t any damage or other issues that negatively affect airflow. HomeKeepr can help you find HVAC pros in your area that offer ductwork cleaning and inspection services, and best of all signing up for HomeKeepr is free! Create your free account today to get that much closer to getting that ductwork the attention it deserves.

 Flood Clean Up Tips

When natural disasters hit, the effects are typically much more significant than you might first suspect. Sure, there is the immediate impact and potentially some damage resulting directly from that, but in most cases, there is also a significant amount of clean up and recovery that’s required afterward. This is especially true in instances of flooding where it can take weeks if not months or longer to get everything dried out and cleaned up.

So what should you do if your home is hit by flood waters? There are a lot of potential answers to this question, depending in large part on how severe the flooding was where you live. After all, getting some water in your house or basement is a much different situation than heavy flooding that damaged your foundation or broke windows and damaged walls. Assuming your home didn’t receive significant structural damage from the flood, here are a few suggestions to get you started with the cleanup process.

Dry It Out

Your first priority in dealing with flood cleanup is getting everything as dry as possible. Use pumps, buckets, wet/dry shop vacs, or other tools to remove as much water as you can, then wipe up or mop areas that still have a little bit of surface moisture on them. Set up fans to keep air moving to aid with the drying process, and open windows if possible to give water-laden air a place to go. For rooms that don’t have good ventilation, set up dehumidifiers to help remove moisture from the air. Getting as much water as possible out of your home quickly will help you avoid mold and mildew growth that is quite common after flooding.

If you’ve got mud, sludge, and other debris in your home, use a shovel or similar tool to scoop it up and remove it from the house. Try to get as much of it as possible while it’s still wet, because it will be much harder to remove once it starts to dry. Getting this sort of debris out of your house as soon as possible is also important to keep unwanted smells out of your home; mud and other debris can contain fungi, mold spores, and other materials that will break down and decay, so you want to get it out quickly if you can.

Keep Yourself Safe

There are worse things that can come from flood waters than just bad smells, so it’s important to keep yourself and your family safe during clean up and afterward. Flood waters can contain decaying materials, raw sewage, and materials that can cause a variety of illnesses, so it’s important that you try to protect yourself with gloves, masks, and eye protection while cleaning up after a flood. You should also shower and change your clothes as soon as possible after finishing clean up each day to avoid accidental contamination after the fact. Sanitize every surface you can, and anything that can’t be sanitized should be gotten rid of if it came in contact with dirty flood waters.

You should also keep in mind the fact that you don’t necessarily know what all is hiding in the debris you see in or around your home. Even if they’re not immediately obvious, objects with sharp points, jagged edges, and other potential hazards might be mixed in with everything that was deposited by the flood. Try to avoid picking up things directly unless you can confirm that it’s safe to do so, as even a small cut or other injury can introduce infection.

Call for Help

Don’t be afraid to call for help with your clean up and recovery. There are a number of recovery services available that can aid in cleaning up after a flood, and HomeKeepr can help you connect with services in your area. Best of all, if the flood is declared a disaster, then many of these services may be eligible for reimbursement from FEMA or other agencies. Sign up for a free HomeKeepr account today to find the cleanup and recovery services you need to get your home back in shape after a flood.

 

What Kinds of Banks Issue Mortgages?

When you’re shopping for a mortgage, it can be tempting to just talk to the first person you meet, sign the loan documents, and be on your way. But before you do that, it’s actually pretty important that you ask what type of financial institution you’re dealing with, because they’re not all the same. Here’s a quick rundown of the main differences.

Traditional Banks

Traditional banks are exactly what you imagine when you think of banks. They’re big institutions that collect deposits, notarize things, and sell bonds to the public. With the funds from these activities, they also may lend their own money for the long term, or they may sell their loans to a secondary loan buyer like Fannie Mae to free up more cash.

With a traditional bank, you’ll often get a pretty good deal when it comes to fees, since there are no middlemen to pay, and a competitive lending rate. However, if you’re looking for special homebuyer programs, you’ll find that banks can’t always offer the same ones, and you may have to go to the specific bank offering the program you’re after. They can also be pretty picky when it comes to borrowers, and may not be willing to overlook blips on your credit report.

Mortgage Brokers

Mortgage brokers often get a bad rap, but they can be very useful if you’re looking for different kinds of programs to help with things like down payment assistance or loans that are far more forgiving of credit issues or high debt-to-income ratios.

You will pay a higher fee for using a mortgage broker, but sometimes that fee is worth the value they bring. Unlike with a traditional bank, mortgage brokers can match you with loans from a portfolio of banks, making it easier for borrowers to secure the mortgage loans they’re after. They can also often close very quickly, since they should know which lenders move quickly and which are slower to respond.

Credit Unions

Credit unions generally require borrowers to be members, but they can be valuable assets when it comes to securing a loan. Like a traditional bank, they typically loan their own money, or the money of credit unions in their network, but unlike a traditional bank, can often make unusual types of loans for specific circumstances. What each credit union will or can do will vary wildly between credit unions.

The fees with a credit union will typically be on the low side, but you may find that the lending is a bit slower and more tedious, since they may not make very many loans per year. This isn’t a bad thing, but it is a thing to be aware of if you need a quick closing because a previous loan or contract fell through and you’re scrambling.

Community Development Financial Institutions

Community Development Financial Institutions (CDFI) are specially certified organizations that have a primary aim to increase access to financial services like mortgages for low-income communities and other people who simply lack access to financing. These organizations can be banks, credit unions, or even venture capital funds.

If you qualify for a loan through a CDFI, you’ll find that you’ll receive favorable terms, as well as low fees, but may also be limited in your options when it comes to lending programs. However, the loans you can get through these organizations are generally very flexible, making it significantly easier for less than perfect borrowers to qualify.

Looking for a Lender?

Look no further than your HomeKeepr community. There are many members who are mortgage professionals who can help with a range of banking needs, from first time homebuyer mortgages to HELOCs to remodel your home for aging in place. All you have to do is ask for a recommendation, and you’ll be on your way to meeting some of the best and brightest your loan community has to offer. Best of all, HomeKeepr is free to join and to use!

Should You Sell or Should You Remodel Your Home?

Your home, as they say, is where your heart is, and for so many homeowners, it’s a lot more than a saying. Their home is a place where they made so many memories with family and friends, and considering selling it can be extremely painful. But what do you do if your home is no longer meeting your needs? Can you simply remodel your home into the house you need? It’s a hard decision to make, to be sure, but there are some major considerations that can help you decide which is the right choice for you and your family.

How Close Is Your Home to Perfect?

Sometimes, the changes you need to make your home right for today are small. For example, if you’re planning on aging in place, but all the bedrooms are upstairs, you might be able to add a small bedroom suite to the back or side of your home on the main floor, depending on the layout. This would allow you to continue to stay in your home, even if trips up the stairs were increasingly infrequent as you aged.

On the other hand, if your remodel is more about a totally whole new look or going from a space that’s largely compartmentalized to entirely open concept, that’s a huge change to a house that will require a considerable amount of time, effort, and money. In those cases, it’s usually better to find the house you want and sell the one you’re in.

Is the Neighborhood Thriving or Sliding Down Hill?

If your neighborhood is healthy and thriving, and you love everything about it, it’s definitely worth considering a remodel instead of just moving along. You never really know what you’re going to get with a new neighborhood until you live there a while, and besides, you certainly already know some people nearby. That’s a wonderful way to build community.

However, neighborhoods can also deteriorate, and with them go property values, the quality of schools in the area, and sometimes even a sense of safety and security. If you’re pretty sure your neighborhood used to be a lot better and you’re not always comfortable going outside at night anymore, maybe it’s time to look for a different zip code. There’s no amount of remodeling that can fix that particular concern.

Will Your Equity Buy the Home of Your Dreams?

Most importantly, you have to look at the financials. Remodels can take place over years, giving you time to spread out the expense, even if your equity won’t quite cover the costs you think you may incur. So, that dream kitchen might take a little while to become reality, but it’s still possible if the rest of your house makes you happy and you’re willing to wait.

On the other hand, if selling your house could get you closer to the home of your dreams with the equity you’ve secured, you can save yourself a lot of mess and stress by simply moving on to the home you really want. If you’re moving to a different part of your city, or a different area entirely, that equity can easily buy something wholly different and potentially perfect, and maybe even shrink your house payment a little bit.

If You’re Still Unsure…

It’s time to reach out to your HomeKeepr community. The very best bankers in your area are already there and can help you figure out how much equity you may be able to use toward that remodeling project, while the contractors and architects can price it out for you. If a meeting of the minds still can’t quite find the right solution, you can check out movers and designers for that new abode. It’s all free, and it’s really easy to get all kinds of recommendations for home pros right away! Just log in to HomeKeepr to see what’s possible.

 

How to Pick an Air Compressor

When you own a home, it’s important to have the tools that are necessary to make little repairs, or even do major DIY if that’s your thing. One of the most useful tools you can add to your collection is an air compressor. An air compressor can do so many things around the house, from helping you keep screens and vents debris-free, to airing up car tires and other inflatables, and even powering a whole collection of useful tools. But how do you pick the perfect air compressor for your projects? Don’t worry, it’s easier than you may think.

First, Choose Your Air Tools

Before you can really select an ideal air compressor, you need to know what you’re going to do with it. Are you going to use it to power an air nailer to help you install new trim work throughout your home? Will you just use it seasonally to blow up tires and pool toys? Knowing what you plan to do with your air compressor can help you choose an air compressor that can do the work.

How quickly an air compressor can supply air is measured in cubic feet per minute (cfm) and different tools use air at different rates. Paint sprayers, for example, will use a lot more air than a pneumatic nail gun, so if you plan to do a lot of painting, you’ll need an air compressor that can really step up. If you’ll use more than one air-thirsty tool at once with the same compressor, that goes doubly.

Consider Tank Size and Shape

The size of the tank on your future air compressor does matter, but nowhere near as much as the cfm it can supply. Having a large air tank can help compensate for a lower cfm, but that won’t work if you’re using a tool that uses air most of the time, such as a sprayer. You can’t exactly stop mid-spray to wait for the tank to refill, but you certainly could take a break if you were nailing or sanding.

For household use, there’s a secondary concern with tank size. Most of the tasks many homeowners will be tackling will be small jobs, and they may happen anywhere on the property. Having a smaller tank means that your unit is more portable, generally speaking (some do come with wheels), and can get into tighter spots. This can be an advantage, depending on how you’re using the air compressor.

Convenience IS an Option

Sometimes, you know you need tools, and you know you need an air compressor, and you find a delightful bundle of both. If you’re just doing occasional work around the house, and the bundled tools are ones you’ll actually use, it can be a great way to get into an air compressor and tool kit at a significant discount.

You’ll still want to consider all the other things you may do with that air compressor in the future, to ensure it’ll be useful to you as time goes by. So you’ll need to keep in mind how much air it can hold and how much it can produce, but choosing a bundle can make the decision easier. No matter which you choose, though, always make sure to get things like an air chuck for tire inflation, because you’ll use them over and over again.

Not Sure You Want the Baggage of an Air Compressor?

For some homeowners, extra tools just mean extra clutter and valuable space being taken up by things you might not use all that often. It’s ok to not buy an air compressor if it doesn’t make sense with what you hope to do with your home. If you’d rather hire someone to come around and hang your trim or winterize your pool house, that’s perfectly fine.

But, in that case, you’ll need a hook-up for a great air compressor owner who can get the job done right the first time. That’s where your HomeKeepr community comes in! Whether you need a carpenter, a general contractor, a handyman, or a pool expert, there are tons of professionals full of compressed air to choose between. Log in and ask your community for their recommendations to get started!

 

Smart Switches 101

As smart homes become more common, some homeowners are going beyond basics like smart bulbs and assistant hubs like Google Home and Amazon Echo. This can take a number of forms, from the addition of smart electronics and security systems to sensors throughout the house that can recognize when people walk into rooms and adjust the lighting and other resources accordingly. One increasingly popular option is the installation of smart switches in lieu of simply relying on individual smart bulbs to control lighting.

So what are smart switches, anyway? How do they work? Can you install them anywhere, or are there specific things that your home needs? If you’re curious about smart switches and whether they would be a good addition to your home, here are some of the basics that you should consider.

How Smart Switches Work

At their core, smart switches operate like most standard light switches and can turn lights or other connected devices on and off. Given that the switches are smart devices, though, they can do significantly more than that. Smart switches allow you to control the lights remotely using either an app or voice control through a digital assistant or a third-party hub. Depending on the bulbs that you use with your smart switch, you may also be able to control the brightness of the lights (similar to a dimmer switch) or function as a three-way switch. It’s worth noting that unless the bulbs are designed for it, smart switches can’t give you the ability to control the light’s color the way that standard smart bulbs can.

Perhaps the greater benefit of smart switches is that they allow you to tie your lighting into a larger smart ecosystem without having to pair each individual light bulb to the network. This gives you greater control of your home as a whole and allows you to incorporate lighting into smart home routines without having to program a bunch of individual components. You can also pair your smart switches with remote controls, giving you a portable switch that lets you control your lighting even without accessing your overall smart home controls.

Smart Switch Requirements

There are two major things that you’re going to need to use smart switches in your home. Perhaps the most important is grounded wiring, as all smart switches require grounding to operate. If you’re upgrading light switches that weren’t grounded, you’ll have to ensure that a ground wire is available, or your new switches simply won’t work.

Once you’ve got your switches grounded, you’re also going to need access to a 2.4Ghz Wi-Fi network. While this is a standard Wi-Fi frequency, 5Ghz Wi-Fi is also increasingly common, but is not compatible with most smart devices (including modern smart switches). Almost all modern routers and wireless access points are capable of broadcasting on both the 2.4Ghz and 5Ghz bands, so if you don’t have a 2.4Ghz band currently at your home then it shouldn’t be too difficult to add one.

Installing Smart Switches

There are two aspects to installing smart switches: installing the physical switch, and connecting it to your Wi-Fi network. Installing the switch is similar to any other grounded light switch installation, so it’s certainly doable as a DIY project if you feel confident in your wiring abilities, but check with your code office to make sure you’re allowed to do this kind of work. Once installed, the switch can then be connected to your Wi-Fi network using the manufacturer’s smartphone app on a phone or other mobile device that’s connected to the same network that the switch will eventually use.

Since wiring a smart switch involves dealing with electricity, if you aren’t confident in your ability to install the switch, if your local code office requires an electrician for that kind of work, or if you need a wiring upgrade, then you should call in a professional. Fortunately, HomeKeepr is here to help. Create a free account and connect with local electricians and other pros who can get your smart home wired and connected just the way you want. Sign up today and get started.

Contact me to learn more about home trends in your area!

 

What Is a Deep Energy Retrofit?

Owning an older home can be a really amazing experience. Not only do you get to actually live in a slice of history, you’re also there to make decisions about this building that will stay with it potentially for generations to come (no pressure). But it’s not all pink toilets and clawfoot tubs; a lot of the most important calls in older homes are about energy efficiency.

Deep energy retrofits are becoming increasingly common for older homes, helping to turn these structures that can be absolute energy vampires into far more efficient versions of themselves. This is well beyond a little weather stripping, and can make a big difference to longer term performance.

Deep Energy Retrofit Versus Weatherproofing

Weatherproofing is vital for homes of all ages, just to make sure that your home is sealed as best it can be, and that the equipment you have is performing at its best. But weatherproofing usually involves sealing cracks, caulking trim, and making sure everything fits snugly together. Deep energy retrofits can go well beyond that, depending on your home, your goals, and what your experts have to say about it.

In a deep energy retrofit, sealing the holes is important, but so is upgrading materials that are fundamental for the energy efficiency of an older home, using materials that make it more on par with newer ones. For example, as part of a deep energy retrofit, you might replace all your windows with triple pane insulated glass unit windows, and insulate the underside of your roof to help prevent heat penetration into your attic.

You might also upgrade or completely change your HVAC system, for example, going from a boiler to a ductless mini split system or improving air flow by adding new air intakes throughout your home. The combinations are endless, and largely depend on your local climate and your home’s needs.

Problems to Watch for With Deep Energy Retrofits

Although deep energy retrofits can save you a lot of money in the long term, there are some issues with doing the wrong kinds of upgrades to your home. Some houses, for example, use a type of exterior wall structure that isn’t very compatible with spray foam. They actually need the air gap between the walls to help moisture evaporate away from your house.

Other homes might have never been intended to be sealed so tight, so older fixtures like gas stoves and furnaces may require additional ventilation to prevent build-up of harmful carbon monoxide gasses. Most older homes constantly exchange air with the outside world, which is why they may require significant modification to achieve a safe deep energy retrofit.

Because deep energy retrofits often require a rethinking of how the building envelope functions, they can be very time consuming and costly to complete. This isn’t a reason to not pursue one, but it is something to keep in mind while you’re planning out your upgrades. After all, it’s hard enough to live with a kitchen in chaos, let alone an entire house turned upside down. A “one section at a time” approach can work well.

Looking for a Deep Energy Expert?

Although most of the work involved in a deep energy retrofit can be easily completed by a brave general contractor or handyman, it’s important to get the right person for the job when it comes to these projects. Not only will your home’s individual needs be taken into consideration, you’ll be certain that other, less obvious things (like carbon monoxide buildup) are caught before they become an issue.

But where do you find such a person? Look no further than your HomeKeepr community! Not only can you be certain that the experts you’re hearing about are the best in the business, but you’ll easily find everyone you need to complete your project all in the same place. It’s free to join, so why not give it a try and find out what a deep energy retrofit can do for your home?